Call reports 2015
AMERICAN STATE BANK OF GRYGLA — 2015
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,837,000 | 48,804,000 | 48,454,000 | 47,374,000 |
| Total loans | 26,423,000 | 28,591,000 | 28,825,000 | 28,455,000 |
| Allowance for loan losses | 234,000 | 239,000 | 244,000 | 249,000 |
| Securities available for sale | 9,747,000 | 10,085,000 | 10,373,000 | 10,036,000 |
| Securities held to maturity | 230,000 | 231,000 | 232,000 | 231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,464,000 | 43,499,000 | 42,824,000 | 41,828,000 |
| Interest-bearing deposits | 33,901,000 | 33,019,000 | 32,127,000 | 31,894,000 |
| Noninterest-bearing deposits | 10,563,000 | 10,480,000 | 10,697,000 | 9,934,000 |
| Equity capital | 5,126,000 | 5,094,000 | 5,406,000 | 5,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 865,000 | 1,336,000 | 1,806,000 |
| Interest expense | 35,000 | 70,000 | 105,000 | 139,000 |
| Net interest income | 385,000 | 795,000 | 1,231,000 | 1,667,000 |
| Noninterest income | 109,000 | 194,000 | 405,000 | 454,000 |
| Noninterest expense | 397,000 | 798,000 | 1,197,000 | 1,610,000 |
| Provision for loan losses | 3,000 | 7,000 | 11,000 | 16,000 |
| Pretax income | 94,000 | 184,000 | 428,000 | 495,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 93,000 | 183,000 | 427,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,788,000 | 4,882,000 | 5,130,000 | 5,102,000 |
| Total capital | 5,022,000 | 5,121,000 | 5,374,000 | 5,351,000 |
| Risk-weighted assets | 25,146,000 | 27,177,000 | 27,886,000 | 27,520,000 |