Call reports 2014
AMERICAN STATE BANK OF GRYGLA — 2014
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,913,000 | 27,223,000 | 49,115,000 | 47,965,000 |
| Total loans | 14,849,000 | 15,412,000 | 26,274,000 | 26,353,000 |
| Allowance for loan losses | 182,000 | 183,000 | 183,000 | 232,000 |
| Securities available for sale | 5,317,000 | 5,384,000 | 10,360,000 | 10,285,000 |
| Securities held to maturity | 228,000 | 229,000 | 230,000 | 230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,083,000 | 24,330,000 | 43,914,000 | 42,606,000 |
| Interest-bearing deposits | 21,691,000 | 20,604,000 | 33,158,000 | 32,317,000 |
| Noninterest-bearing deposits | 3,392,000 | 3,726,000 | 10,756,000 | 10,289,000 |
| Equity capital | 2,592,000 | 2,650,000 | 4,931,000 | 5,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 500,000 | 800,000 | 1,246,000 |
| Interest expense | 29,000 | 59,000 | 89,000 | 116,000 |
| Net interest income | 213,000 | 441,000 | 711,000 | 1,130,000 |
| Noninterest income | 70,000 | 147,000 | 334,000 | 600,000 |
| Noninterest expense | 214,000 | 488,000 | 811,000 | 1,305,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 69,000 | 100,000 | 234,000 | 375,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 68,000 | 99,000 | 233,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,496,000 | 2,527,000 | 4,500,000 | 4,637,000 |
| Total capital | 2,670,000 | 2,706,000 | 4,683,000 | 4,869,000 |
| Risk-weighted assets | 13,902,000 | 14,290,000 | 26,287,000 | 25,620,000 |