Call reports 2010
AMERICAN STATE BANK OF GRYGLA — 2010
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,283,000 | 22,772,000 | 22,572,000 | 23,887,000 |
| Total loans | 15,894,000 | 16,286,000 | 15,361,000 | 16,225,000 |
| Allowance for loan losses | 141,000 | 161,000 | 150,000 | 187,000 |
| Securities available for sale | 4,814,000 | 4,415,000 | 3,957,000 | 3,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,650,000 | 20,051,000 | 19,672,000 | 21,125,000 |
| Interest-bearing deposits | 19,027,000 | 17,666,000 | 17,521,000 | 18,895,000 |
| Noninterest-bearing deposits | 2,623,000 | 2,385,000 | 2,151,000 | 2,230,000 |
| Equity capital | 2,245,000 | 2,342,000 | 2,522,000 | 2,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 591,000 | 885,000 | 1,164,000 |
| Interest expense | 79,000 | 154,000 | 227,000 | 299,000 |
| Net interest income | 219,000 | 437,000 | 658,000 | 865,000 |
| Noninterest income | 61,000 | 142,000 | 285,000 | 371,000 |
| Noninterest expense | 184,000 | 373,000 | 610,000 | 845,000 |
| Provision for loan losses | 0 | 20,000 | 34,000 | 117,000 |
| Pretax income | 96,000 | 186,000 | 299,000 | 274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 186,000 | 299,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,141,000 | 2,230,000 | 2,344,000 | 2,320,000 |
| Total capital | 2,282,000 | 2,391,000 | 2,494,000 | 2,507,000 |
| Risk-weighted assets | 14,962,000 | 14,803,000 | 14,754,000 | 14,871,000 |