Call reports 2009
AMERICAN STATE BANK OF GRYGLA — 2009
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 22,631,000 | 22,619,000 | 22,909,000 | 24,123,000 |
| Total loans | 13,047,000 | 14,691,000 | 15,153,000 | 16,034,000 |
| Allowance for loan losses | 141,000 | 141,000 | 141,000 | 141,000 |
| Securities available for sale | 5,481,000 | 5,407,000 | 5,138,000 | 5,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,105,000 | 20,014,000 | 20,078,000 | 21,418,000 |
| Interest-bearing deposits | 17,668,000 | 17,688,000 | 17,947,000 | 18,920,000 |
| Noninterest-bearing deposits | 2,437,000 | 2,326,000 | 2,131,000 | 2,498,000 |
| Equity capital | 2,124,000 | 2,189,000 | 2,440,000 | 2,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 560,000 | 855,000 | 1,151,000 |
| Interest expense | 85,000 | 175,000 | 265,000 | 351,000 |
| Net interest income | 201,000 | 385,000 | 590,000 | 800,000 |
| Noninterest income | 67,000 | 177,000 | 327,000 | 434,000 |
| Noninterest expense | 173,000 | 387,000 | 592,000 | 848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 175,000 | 325,000 | 386,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 94,000 | 174,000 | 324,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,051,000 | 2,130,000 | 2,280,000 | 2,212,000 |
| Total capital | 2,192,000 | 2,271,000 | 2,421,000 | 2,353,000 |
| Risk-weighted assets | 12,973,000 | 13,998,000 | 14,273,000 | 15,222,000 |