Call reports 2008
AMERICAN STATE BANK OF GRYGLA — 2008
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 22,026,000 | 21,429,000 | 20,995,000 | 21,154,000 |
| Total loans | 11,951,000 | 12,842,000 | 13,293,000 | 14,151,000 |
| Allowance for loan losses | 141,000 | 141,000 | 141,000 | 141,000 |
| Securities available for sale | 4,051,000 | 5,327,000 | 5,502,000 | 5,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,528,000 | 18,948,000 | 18,373,000 | 18,539,000 |
| Interest-bearing deposits | 17,251,000 | 16,703,000 | 15,883,000 | 16,083,000 |
| Noninterest-bearing deposits | 2,277,000 | 2,245,000 | 2,490,000 | 2,456,000 |
| Equity capital | 2,077,000 | 2,059,000 | 2,193,000 | 2,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 612,000 | 903,000 | 1,198,000 |
| Interest expense | 129,000 | 245,000 | 361,000 | 457,000 |
| Net interest income | 191,000 | 367,000 | 542,000 | 741,000 |
| Noninterest income | 69,000 | 193,000 | 385,000 | 539,000 |
| Noninterest expense | 182,000 | 374,000 | 593,000 | 834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 186,000 | 334,000 | 446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 186,000 | 334,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,979,000 | 2,087,000 | 2,234,000 | 2,144,000 |
| Total capital | 2,120,000 | 2,228,000 | 2,375,000 | 2,285,000 |
| Risk-weighted assets | 11,882,000 | 12,134,000 | 12,453,000 | 13,277,000 |