Call reports 2007
AMERICAN STATE BANK OF GRYGLA — 2007
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,771,000 | 20,114,000 | 19,703,000 | 20,576,000 |
| Total loans | 12,236,000 | 12,548,000 | 12,606,000 | 14,821,000 |
| Allowance for loan losses | 128,000 | 129,000 | 129,000 | 141,000 |
| Securities available for sale | 2,454,000 | 2,849,000 | 3,018,000 | 3,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,594,000 | 17,873,000 | 17,276,000 | 18,048,000 |
| Interest-bearing deposits | 15,600,000 | 16,149,000 | 15,268,000 | 15,817,000 |
| Noninterest-bearing deposits | 1,994,000 | 1,724,000 | 2,008,000 | 2,231,000 |
| Equity capital | 1,765,000 | 1,819,000 | 2,007,000 | 2,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 634,000 | 966,000 | 1,302,000 |
| Interest expense | 145,000 | 299,000 | 452,000 | 593,000 |
| Net interest income | 164,000 | 335,000 | 514,000 | 709,000 |
| Noninterest income | 64,000 | 119,000 | 263,000 | 359,000 |
| Noninterest expense | 161,000 | 315,000 | 486,000 | 701,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 67,000 | 139,000 | 291,000 | 353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 139,000 | 291,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,763,000 | 1,835,000 | 1,987,000 | 2,049,000 |
| Total capital | 1,891,000 | 1,964,000 | 2,116,000 | 2,190,000 |
| Risk-weighted assets | 11,566,000 | 11,570,000 | 11,687,000 | 13,423,000 |