Call reports 2006
AMERICAN STATE BANK OF GRYGLA — 2006
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,287,000 | 17,807,000 | 17,556,000 | 17,895,000 |
| Total loans | 11,791,000 | 13,744,000 | 13,745,000 | 12,541,000 |
| Allowance for loan losses | 129,000 | 126,000 | 126,000 | 127,000 |
| Securities available for sale | 2,295,000 | 2,271,000 | 2,310,000 | 2,111,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,136,000 | 15,598,000 | 15,193,000 | 15,648,000 |
| Interest-bearing deposits | 14,223,000 | 13,886,000 | 13,582,000 | 13,850,000 |
| Noninterest-bearing deposits | 1,913,000 | 1,712,000 | 1,611,000 | 1,798,000 |
| Equity capital | 1,724,000 | 1,773,000 | 1,924,000 | 1,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 547,000 | 842,000 | 1,143,000 |
| Interest expense | 105,000 | 227,000 | 355,000 | 488,000 |
| Net interest income | 156,000 | 320,000 | 487,000 | 655,000 |
| Noninterest income | 64,000 | 118,000 | 234,000 | 321,000 |
| Noninterest expense | 146,000 | 291,000 | 461,000 | 649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 147,000 | 260,000 | 327,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 73,000 | 146,000 | 259,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,742,000 | 1,815,000 | 1,929,000 | 1,821,000 |
| Total capital | 1,871,000 | 1,941,000 | 2,055,000 | 1,948,000 |
| Risk-weighted assets | 10,868,000 | 12,098,000 | 11,949,000 | 10,911,000 |