Call reports 2005
AMERICAN STATE BANK OF GRYGLA — 2005
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 17,051,000 | 17,182,000 | 16,823,000 | 17,692,000 |
| Total loans | 11,636,000 | 12,288,000 | 12,649,000 | 12,577,000 |
| Allowance for loan losses | 133,000 | 133,000 | 132,000 | 129,000 |
| Securities available for sale | 2,139,000 | 2,159,000 | 2,145,000 | 2,134,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,940,000 | 14,975,000 | 14,494,000 | 15,474,000 |
| Interest-bearing deposits | 13,124,000 | 13,161,000 | 12,681,000 | 13,547,000 |
| Noninterest-bearing deposits | 1,816,000 | 1,814,000 | 1,813,000 | 1,927,000 |
| Equity capital | 1,698,000 | 1,778,000 | 1,895,000 | 1,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 461,000 | 705,000 | 957,000 |
| Interest expense | 64,000 | 134,000 | 212,000 | 302,000 |
| Net interest income | 166,000 | 327,000 | 493,000 | 655,000 |
| Noninterest income | 65,000 | 108,000 | 226,000 | 296,000 |
| Noninterest expense | 151,000 | 296,000 | 448,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 139,000 | 271,000 | 321,000 |
| Income tax | -3,000 | -4,000 | -4,000 | -4,000 |
| Net income | 83,000 | 143,000 | 275,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,704,000 | 1,763,000 | 1,895,000 | 1,771,000 |
| Total capital | 1,837,000 | 1,896,000 | 2,027,000 | 1,900,000 |
| Risk-weighted assets | 10,800,000 | 10,950,000 | 10,839,000 | 10,860,000 |