Call reports 2004
AMERICAN STATE BANK OF GRYGLA — 2004
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,301,000 | 16,948,000 | 16,673,000 | 17,461,000 |
| Total loans | 10,373,000 | 11,888,000 | 12,074,000 | 12,135,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 1,944,000 | 2,014,000 | 2,140,000 | 2,074,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,195,000 | 14,812,000 | 14,383,000 | 15,271,000 |
| Interest-bearing deposits | 12,528,000 | 12,820,000 | 12,619,000 | 12,931,000 |
| Noninterest-bearing deposits | 1,667,000 | 1,992,000 | 1,764,000 | 2,340,000 |
| Equity capital | 1,678,000 | 1,700,000 | 1,852,000 | 1,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 412,000 | 634,000 | 855,000 |
| Interest expense | 49,000 | 99,000 | 152,000 | 211,000 |
| Net interest income | 151,000 | 313,000 | 482,000 | 644,000 |
| Noninterest income | 75,000 | 129,000 | 230,000 | 322,000 |
| Noninterest expense | 151,000 | 289,000 | 436,000 | 618,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 153,000 | 276,000 | 348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 153,000 | 276,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,622,000 | 1,700,000 | 1,824,000 | 1,745,000 |
| Total capital | 1,735,000 | 1,821,000 | 1,945,000 | 1,866,000 |
| Risk-weighted assets | 8,999,000 | 11,066,000 | 10,940,000 | 10,806,000 |