Call reports 2003
AMERICAN STATE BANK OF GRYGLA — 2003
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,788,000 | 15,211,000 | 15,242,000 | 15,878,000 |
| Total loans | 9,984,000 | 10,676,000 | 10,675,000 | 10,985,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 2,035,000 | 1,742,000 | 2,052,000 | 1,745,000 |
| Securities held to maturity | 325,000 | 226,000 | 101,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,711,000 | 13,056,000 | 13,160,000 | 13,749,000 |
| Interest-bearing deposits | 11,487,000 | 11,570,000 | 11,404,000 | 12,112,000 |
| Noninterest-bearing deposits | 1,224,000 | 1,486,000 | 1,756,000 | 1,637,000 |
| Equity capital | 1,634,000 | 1,714,000 | 1,629,000 | 1,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 408,000 | 617,000 | 824,000 |
| Interest expense | 55,000 | 107,000 | 155,000 | 204,000 |
| Net interest income | 146,000 | 301,000 | 462,000 | 620,000 |
| Noninterest income | 61,000 | 105,000 | 200,000 | 277,000 |
| Noninterest expense | 143,000 | 277,000 | 433,000 | 608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 129,000 | 229,000 | 289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 139,000 | 239,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,566,000 | 1,639,000 | 1,588,000 | 1,648,000 |
| Total capital | 1,687,000 | 1,760,000 | 1,709,000 | 1,769,000 |
| Risk-weighted assets | 9,662,000 | 9,916,000 | 9,795,000 | 10,155,000 |