Call reports 2002
AMERICAN STATE BANK OF GRYGLA — 2002
What AMERICAN STATE BANK OF GRYGLA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,632,000 | 14,828,000 | 14,264,000 | 14,894,000 |
| Total loans | 8,975,000 | 10,250,000 | 10,415,000 | 10,118,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 3,176,000 | 2,379,000 | 2,197,000 | 1,825,000 |
| Securities held to maturity | 325,000 | 325,000 | 325,000 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,637,000 | 12,750,000 | 12,195,000 | 12,738,000 |
| Interest-bearing deposits | 11,118,000 | 11,149,000 | 10,583,000 | 10,976,000 |
| Noninterest-bearing deposits | 1,519,000 | 1,601,000 | 1,612,000 | 1,762,000 |
| Equity capital | 1,531,000 | 1,518,000 | 1,642,000 | 1,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 434,000 | 661,000 | 882,000 |
| Interest expense | 77,000 | 146,000 | 212,000 | 272,000 |
| Net interest income | 138,000 | 288,000 | 449,000 | 610,000 |
| Noninterest income | 42,000 | 84,000 | 173,000 | 245,000 |
| Noninterest expense | 133,000 | 266,000 | 413,000 | 572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 106,000 | 209,000 | 283,000 |
| Income tax | 9,000 | 0 | 0 | 0 |
| Net income | 38,000 | 116,000 | 219,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,513,000 | 1,459,000 | 1,559,000 | 1,632,000 |
| Total capital | 1,629,000 | 1,578,000 | 1,678,000 | 1,751,000 |
| Risk-weighted assets | 9,254,000 | 9,544,000 | 9,510,000 | 9,537,000 |