Call reports 2002
PENNVIEW SAVINGS BANK — 2002
What PENNVIEW SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 157,791,000 | 165,607,000 | 165,439,000 | 171,337,000 |
| Total loans | 85,498,000 | 93,036,000 | 86,107,000 | 78,528,000 |
| Allowance for loan losses | 919,000 | 878,000 | 842,000 | 840,000 |
| Securities available for sale | 41,931,000 | 49,055,000 | 58,159,000 | 71,631,000 |
| Securities held to maturity | 3,999,000 | 3,758,000 | 3,499,000 | 3,216,000 |
| Trading assets | 182,000 | 165,000 | 0 | 0 |
| Total deposits | 111,134,000 | 111,499,000 | 108,651,000 | 108,102,000 |
| Interest-bearing deposits | 104,649,000 | 104,625,000 | 101,815,000 | 100,533,000 |
| Noninterest-bearing deposits | 6,485,000 | 6,874,000 | 6,836,000 | 7,569,000 |
| Equity capital | 17,751,000 | 18,929,000 | 20,496,000 | 20,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,385,000 | 6,629,000 | 8,755,000 |
| Interest expense | 1,294,000 | 2,592,000 | 3,865,000 | 5,062,000 |
| Net interest income | 903,000 | 1,793,000 | 2,764,000 | 3,693,000 |
| Noninterest income | 1,381,000 | 2,687,000 | 3,911,000 | 5,146,000 |
| Noninterest expense | 1,734,000 | 3,435,000 | 5,063,000 | 6,734,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 535,000 | 1,030,000 | 1,597,000 | 2,090,000 |
| Income tax | 50,000 | 56,000 | 74,000 | 43,000 |
| Net income | 485,000 | 974,000 | 1,523,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,245,000 | 11,638,000 | 11,904,000 | 12,411,000 |
| Total capital | 12,179,000 | 12,531,000 | 12,761,000 | 13,266,000 |
| Risk-weighted assets | 77,985,000 | 80,766,000 | 82,712,000 | 84,147,000 |