Call reports 2001
PENNVIEW SAVINGS BANK — 2001
What PENNVIEW SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,817,000 | 158,959,000 | 155,836,000 | 156,777,000 |
| Total loans | 102,044,000 | 99,065,000 | 94,490,000 | 90,648,000 |
| Allowance for loan losses | 947,000 | 907,000 | 897,000 | 908,000 |
| Securities available for sale | 26,411,000 | 28,245,000 | 32,790,000 | 37,305,000 |
| Securities held to maturity | 5,212,000 | 4,746,000 | 5,548,000 | 4,313,000 |
| Trading assets | 525,000 | 541,000 | 492,000 | 181,000 |
| Total deposits | 112,958,000 | 112,126,000 | 108,283,000 | 111,497,000 |
| Interest-bearing deposits | 105,680,000 | 105,046,000 | 101,778,000 | 102,553,000 |
| Noninterest-bearing deposits | 7,278,000 | 7,080,000 | 6,505,000 | 8,944,000 |
| Equity capital | 17,535,000 | 17,674,000 | 17,766,000 | 17,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,554,000 | 5,104,000 | 7,546,000 | 9,867,000 |
| Interest expense | 1,482,000 | 2,959,000 | 4,394,000 | 5,754,000 |
| Net interest income | 1,072,000 | 2,145,000 | 3,152,000 | 4,113,000 |
| Noninterest income | 808,000 | 1,638,000 | 2,460,000 | 3,397,000 |
| Noninterest expense | 1,590,000 | 3,082,000 | 4,661,000 | 6,380,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 275,000 | 671,000 | 908,000 | 1,072,000 |
| Income tax | 50,000 | 143,000 | 151,000 | 108,000 |
| Net income | 225,000 | 528,000 | 757,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,812,000 | 13,138,000 | 13,291,000 | 11,170,000 |
| Total capital | 13,759,000 | 14,045,000 | 14,203,000 | 12,093,000 |
| Risk-weighted assets | 94,210,000 | 94,205,000 | 91,766,000 | 81,399,000 |