Call reports 2008
FIRST SECURITY BANK - HENDRICKS — 2008
What FIRST SECURITY BANK - HENDRICKS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,723,000 | 19,550,000 | 21,321,000 | 20,683,000 |
| Total loans | 12,841,000 | 12,940,000 | 12,370,000 | 11,691,000 |
| Allowance for loan losses | 220,000 | 220,000 | 208,000 | 214,000 |
| Securities available for sale | 454,000 | 891,000 | 1,493,000 | 2,363,000 |
| Securities held to maturity | 544,000 | 534,000 | 772,000 | 1,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,961,000 | 17,236,000 | 18,587,000 | 18,278,000 |
| Interest-bearing deposits | 13,651,000 | 13,211,000 | 14,553,000 | 13,170,000 |
| Noninterest-bearing deposits | 3,310,000 | 4,025,000 | 4,034,000 | 5,108,000 |
| Equity capital | 1,664,000 | 1,706,000 | 1,650,000 | 1,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 577,000 | 868,000 | 1,172,000 |
| Interest expense | 113,000 | 211,000 | 312,000 | 399,000 |
| Net interest income | 182,000 | 366,000 | 556,000 | 773,000 |
| Noninterest income | 20,000 | 40,000 | 65,000 | 85,000 |
| Noninterest expense | 123,000 | 251,000 | 374,000 | 521,000 |
| Provision for loan losses | 0 | 0 | 39,000 | 86,000 |
| Pretax income | 79,000 | 155,000 | 208,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 155,000 | 208,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,672,000 | 1,719,000 | 1,757,000 | 1,778,000 |
| Total capital | 1,849,000 | 1,903,000 | 1,935,000 | 1,974,000 |
| Risk-weighted assets | 14,131,000 | 14,645,000 | 14,206,000 | 15,626,000 |