Call reports 2007
FIRST SECURITY BANK - HENDRICKS — 2007
What FIRST SECURITY BANK - HENDRICKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,364,000 | 17,265,000 | 17,973,000 | 19,097,000 |
| Total loans | 11,557,000 | 11,242,000 | 12,135,000 | 12,301,000 |
| Allowance for loan losses | 166,000 | 172,000 | 174,000 | 220,000 |
| Securities available for sale | 1,184,000 | 1,182,000 | 1,191,000 | 1,371,000 |
| Securities held to maturity | 581,000 | 560,000 | 560,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,800,000 | 15,643,000 | 16,278,000 | 17,380,000 |
| Interest-bearing deposits | 12,018,000 | 11,632,000 | 12,554,000 | 13,392,000 |
| Noninterest-bearing deposits | 3,782,000 | 4,011,000 | 3,724,000 | 3,988,000 |
| Equity capital | 1,464,000 | 1,524,000 | 1,594,000 | 1,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 542,000 | 859,000 | 1,156,000 |
| Interest expense | 106,000 | 211,000 | 319,000 | 439,000 |
| Net interest income | 166,000 | 331,000 | 540,000 | 717,000 |
| Noninterest income | 35,000 | 67,000 | 65,000 | 87,000 |
| Noninterest expense | 115,000 | 242,000 | 379,000 | 529,000 |
| Provision for loan losses | 86,000 | 92,000 | 98,000 | 144,000 |
| Pretax income | -5,000 | 60,000 | 124,000 | 126,000 |
| Income tax | 61,000 | 61,000 | 61,000 | 61,000 |
| Net income | -66,000 | -1,000 | 63,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,462,000 | 1,527,000 | 1,591,000 | 1,593,000 |
| Total capital | 1,619,000 | 1,688,000 | 1,755,000 | 1,770,000 |
| Risk-weighted assets | 12,546,000 | 12,316,000 | 13,135,000 | 13,644,000 |