Call reports 2006
FIRST SECURITY BANK - HENDRICKS — 2006
What FIRST SECURITY BANK - HENDRICKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,626,000 | 17,386,000 | 17,718,000 | 18,102,000 |
| Total loans | 9,733,000 | 11,263,000 | 12,121,000 | 12,094,000 |
| Allowance for loan losses | 214,000 | 218,000 | 223,000 | 223,000 |
| Securities available for sale | 1,343,000 | 1,341,000 | 1,353,000 | 1,230,000 |
| Securities held to maturity | 369,000 | 349,000 | 349,000 | 489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,117,000 | 14,301,000 | 15,838,000 | 16,440,000 |
| Interest-bearing deposits | 11,052,000 | 11,513,000 | 11,795,000 | 12,199,000 |
| Noninterest-bearing deposits | 3,065,000 | 2,788,000 | 4,043,000 | 4,241,000 |
| Equity capital | 1,445,000 | 1,492,000 | 1,558,000 | 1,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 468,000 | 759,000 | 1,033,000 |
| Interest expense | 58,000 | 133,000 | 240,000 | 338,000 |
| Net interest income | 158,000 | 335,000 | 519,000 | 695,000 |
| Noninterest income | 21,000 | 43,000 | 83,000 | 119,000 |
| Noninterest expense | 116,000 | 233,000 | 353,000 | 479,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 14,000 |
| Pretax income | 47,000 | 125,000 | 224,000 | 306,000 |
| Income tax | 14,000 | 42,000 | 79,000 | 110,000 |
| Net income | 33,000 | 83,000 | 145,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,452,000 | 1,502,000 | 1,564,000 | 1,528,000 |
| Total capital | 1,584,000 | 1,652,000 | 1,724,000 | 1,689,000 |
| Risk-weighted assets | 10,488,000 | 11,929,000 | 12,745,000 | 12,848,000 |