Call reports 2005
FIRST SECURITY BANK - HENDRICKS — 2005
What FIRST SECURITY BANK - HENDRICKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,729,000 | 15,869,000 | 16,161,000 | 15,790,000 |
| Total loans | 8,985,000 | 9,144,000 | 9,447,000 | 9,382,000 |
| Allowance for loan losses | 196,000 | 201,000 | 205,000 | 209,000 |
| Securities available for sale | 1,325,000 | 1,334,000 | 1,332,000 | 1,330,000 |
| Securities held to maturity | 447,000 | 431,000 | 431,000 | 431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,348,000 | 13,444,000 | 13,675,000 | 13,826,000 |
| Interest-bearing deposits | 10,708,000 | 10,451,000 | 10,399,000 | 10,557,000 |
| Noninterest-bearing deposits | 2,640,000 | 2,993,000 | 3,276,000 | 3,269,000 |
| Equity capital | 1,341,000 | 1,385,000 | 1,434,000 | 1,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 193,000 | 399,000 | 614,000 | 827,000 |
| Interest expense | 43,000 | 93,000 | 145,000 | 200,000 |
| Net interest income | 150,000 | 306,000 | 469,000 | 627,000 |
| Noninterest income | 20,000 | 50,000 | 80,000 | 107,000 |
| Noninterest expense | 112,000 | 235,000 | 346,000 | 464,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 16,000 |
| Pretax income | 54,000 | 112,000 | 190,000 | 254,000 |
| Income tax | 16,000 | 34,000 | 61,000 | 79,000 |
| Net income | 38,000 | 78,000 | 129,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,361,000 | 1,392,000 | 1,443,000 | 1,419,000 |
| Total capital | 1,488,000 | 1,520,000 | 1,573,000 | 1,550,000 |
| Risk-weighted assets | 10,128,000 | 10,139,000 | 10,323,000 | 10,371,000 |