Call reports 2004
FIRST SECURITY BANK - HENDRICKS — 2004
What FIRST SECURITY BANK - HENDRICKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,448,000 | 15,214,000 | 15,088,000 | 15,994,000 |
| Total loans | 8,395,000 | 9,473,000 | 8,867,000 | 9,025,000 |
| Allowance for loan losses | 193,000 | 197,000 | 202,000 | 200,000 |
| Securities available for sale | 1,309,000 | 1,050,000 | 1,022,000 | 1,345,000 |
| Securities held to maturity | 530,000 | 506,000 | 506,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,177,000 | 12,377,000 | 12,691,000 | 13,611,000 |
| Interest-bearing deposits | 9,594,000 | 9,697,000 | 10,122,000 | 10,573,000 |
| Noninterest-bearing deposits | 2,583,000 | 2,680,000 | 2,569,000 | 3,038,000 |
| Equity capital | 1,243,000 | 1,291,000 | 1,341,000 | 1,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 369,000 | 562,000 | 754,000 |
| Interest expense | 33,000 | 69,000 | 106,000 | 147,000 |
| Net interest income | 139,000 | 300,000 | 456,000 | 607,000 |
| Noninterest income | 32,000 | 56,000 | 79,000 | 113,000 |
| Noninterest expense | 98,000 | 204,000 | 307,000 | 425,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 68,000 | 144,000 | 215,000 | 278,000 |
| Income tax | 21,000 | 46,000 | 68,000 | 88,000 |
| Net income | 47,000 | 98,000 | 147,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,241,000 | 1,292,000 | 1,340,000 | 1,314,000 |
| Total capital | 1,359,000 | 1,422,000 | 1,465,000 | 1,443,000 |
| Risk-weighted assets | 9,357,000 | 10,308,000 | 9,957,000 | 10,246,000 |