Call reports 2003
FIRST SECURITY BANK - HENDRICKS — 2003
What FIRST SECURITY BANK - HENDRICKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,808,000 | 13,788,000 | 14,628,000 | 14,077,000 |
| Total loans | 8,296,000 | 9,050,000 | 8,693,000 | 8,724,000 |
| Allowance for loan losses | 175,000 | 179,000 | 184,000 | 188,000 |
| Securities available for sale | 384,000 | 846,000 | 1,020,000 | 1,063,000 |
| Securities held to maturity | 428,000 | 408,000 | 408,000 | 566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,568,000 | 11,251,000 | 12,376,000 | 11,843,000 |
| Interest-bearing deposits | 9,502,000 | 9,190,000 | 9,910,000 | 9,395,000 |
| Noninterest-bearing deposits | 2,066,000 | 2,061,000 | 2,466,000 | 2,448,000 |
| Equity capital | 1,208,000 | 1,249,000 | 1,225,000 | 1,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 360,000 | 540,000 | 719,000 |
| Interest expense | 45,000 | 85,000 | 125,000 | 161,000 |
| Net interest income | 134,000 | 275,000 | 415,000 | 558,000 |
| Noninterest income | 24,000 | 44,000 | 72,000 | 99,000 |
| Noninterest expense | 107,000 | 207,000 | 297,000 | 398,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 46,000 | 103,000 | 176,000 | 242,000 |
| Income tax | 11,000 | 29,000 | 52,000 | 71,000 |
| Net income | 35,000 | 74,000 | 124,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,207,000 | 1,247,000 | 1,221,000 | 1,194,000 |
| Total capital | 1,322,000 | 1,369,000 | 1,342,000 | 1,314,000 |
| Risk-weighted assets | 9,150,000 | 9,720,000 | 9,622,000 | 9,494,000 |