Call reports 2002
FIRST SECURITY BANK - HENDRICKS — 2002
What FIRST SECURITY BANK - HENDRICKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,556,000 | 13,243,000 | 13,229,000 | 13,735,000 |
| Total loans | 8,253,000 | 8,694,000 | 9,222,000 | 9,050,000 |
| Allowance for loan losses | 181,000 | 185,000 | 190,000 | 170,000 |
| Securities available for sale | 374,000 | 271,000 | 184,000 | 117,000 |
| Securities held to maturity | 483,000 | 467,000 | 462,000 | 462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,309,000 | 10,951,000 | 10,982,000 | 11,525,000 |
| Interest-bearing deposits | 9,222,000 | 8,965,000 | 9,086,000 | 9,366,000 |
| Noninterest-bearing deposits | 2,087,000 | 1,986,000 | 1,896,000 | 2,159,000 |
| Equity capital | 1,196,000 | 1,236,000 | 1,213,000 | 1,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 396,000 | 593,000 | 782,000 |
| Interest expense | 64,000 | 125,000 | 180,000 | 232,000 |
| Net interest income | 137,000 | 271,000 | 413,000 | 550,000 |
| Noninterest income | 22,000 | 51,000 | 80,000 | 103,000 |
| Noninterest expense | 105,000 | 204,000 | 298,000 | 400,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 49,000 | 109,000 | 181,000 | 235,000 |
| Income tax | 14,000 | 33,000 | 56,000 | 68,000 |
| Net income | 35,000 | 76,000 | 125,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,190,000 | 1,231,000 | 1,211,000 | 1,172,000 |
| Total capital | 1,301,000 | 1,347,000 | 1,331,000 | 1,292,000 |
| Risk-weighted assets | 8,780,000 | 9,185,000 | 9,551,000 | 9,537,000 |