Call reports 2013
WEDBUSH BANK — 2013
What WEDBUSH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 258,044,000 | 264,161,000 | 250,615,000 | 243,242,000 |
| Total loans | 135,916,000 | 144,690,000 | 147,455,000 | 134,521,000 |
| Allowance for loan losses | 2,001,000 | 2,105,000 | 2,088,000 | 1,937,000 |
| Securities available for sale | 88,255,000 | 83,379,000 | 91,832,000 | 81,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,595,000 | 226,069,000 | 212,198,000 | 199,143,000 |
| Interest-bearing deposits | 213,605,000 | 220,356,000 | 206,610,000 | 192,623,000 |
| Noninterest-bearing deposits | 4,990,000 | 5,713,000 | 5,588,000 | 6,520,000 |
| Equity capital | 25,817,000 | 25,785,000 | 25,759,000 | 26,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,417,000 | 4,887,000 | 7,353,000 | 9,792,000 |
| Interest expense | 515,000 | 1,031,000 | 1,558,000 | 2,113,000 |
| Net interest income | 1,902,000 | 3,856,000 | 5,795,000 | 7,679,000 |
| Noninterest income | 6,000 | 14,000 | 20,000 | 27,000 |
| Noninterest expense | 1,494,000 | 2,953,000 | 4,756,000 | 5,913,000 |
| Provision for loan losses | 0 | 104,000 | 87,000 | -64,000 |
| Pretax income | 888,000 | 1,572,000 | 1,731,000 | 2,739,000 |
| Income tax | 253,000 | 269,000 | 197,000 | 471,000 |
| Net income | 635,000 | 1,303,000 | 1,534,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,059,000 | 23,788,000 | 24,022,000 | 24,757,000 |
| Total capital | 24,549,000 | 25,355,000 | 25,779,000 | 26,446,000 |
| Risk-weighted assets | 118,612,000 | 124,759,000 | 140,121,000 | 134,771,000 |