Call reports 2012
WEDBUSH BANK — 2012
What WEDBUSH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 230,066,000 | 231,227,000 | 252,446,000 | 252,301,000 |
| Total loans | 97,840,000 | 97,816,000 | 131,397,000 | 131,776,000 |
| Allowance for loan losses | 1,652,000 | 1,648,000 | 1,972,000 | 2,001,000 |
| Securities available for sale | 100,578,000 | 102,350,000 | 102,264,000 | 98,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,326,000 | 203,164,000 | 212,415,000 | 212,578,000 |
| Interest-bearing deposits | 194,537,000 | 198,935,000 | 208,343,000 | 205,375,000 |
| Noninterest-bearing deposits | 8,789,000 | 4,229,000 | 4,072,000 | 7,203,000 |
| Equity capital | 24,330,000 | 24,449,000 | 25,038,000 | 25,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,294,000 | 6,516,000 | 9,101,000 |
| Interest expense | 474,000 | 946,000 | 1,431,000 | 1,961,000 |
| Net interest income | 1,668,000 | 3,348,000 | 5,085,000 | 7,140,000 |
| Noninterest income | 12,000 | 22,000 | 32,000 | 40,000 |
| Noninterest expense | 1,549,000 | 3,020,000 | 4,501,000 | 5,980,000 |
| Provision for loan losses | 65,000 | 95,000 | 419,000 | 448,000 |
| Pretax income | 93,000 | 265,000 | 546,000 | 1,161,000 |
| Income tax | 4,000 | 14,000 | 36,000 | 170,000 |
| Net income | 89,000 | 251,000 | 510,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,498,000 | 21,668,000 | 21,933,000 | 22,419,000 |
| Total capital | 22,865,000 | 23,002,000 | 23,460,000 | 24,019,000 |
| Risk-weighted assets | 108,990,000 | 106,282,000 | 121,613,000 | 129,309,000 |