Call reports 2025
GRANT COUNTY BANK — 2025
What GRANT COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,776,000 | 55,144,000 | 54,436,000 | 62,793,000 |
| Total loans | 11,662,000 | 11,434,000 | 11,006,000 | 11,259,000 |
| Allowance for loan losses | 390,000 | 390,000 | 390,000 | 387,000 |
| Securities available for sale | 28,220,000 | 24,201,000 | 22,368,000 | 32,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,749,000 | 46,098,000 | 45,224,000 | 53,582,000 |
| Interest-bearing deposits | 39,443,000 | 39,199,000 | 38,065,000 | 47,054,000 |
| Noninterest-bearing deposits | 9,306,000 | 6,899,000 | 7,159,000 | 6,528,000 |
| Equity capital | 8,628,000 | 8,677,000 | 8,842,000 | 8,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,220,000 | 1,822,000 | 2,403,000 |
| Interest expense | 303,000 | 636,000 | 943,000 | 1,238,000 |
| Net interest income | 329,000 | 584,000 | 879,000 | 1,165,000 |
| Noninterest income | 17,000 | 62,000 | 77,000 | 90,000 |
| Noninterest expense | 307,000 | 621,000 | 931,000 | 1,265,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 25,000 | 25,000 | -10,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 25,000 | 25,000 | -10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,239,000 | 9,228,000 | 9,230,000 | 9,197,000 |