Call reports 2020
GRANT COUNTY BANK — 2020
What GRANT COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 58,009,000 | 61,066,000 | 59,686,000 | 62,689,000 |
| Total loans | 18,882,000 | 18,016,000 | 17,613,000 | 17,617,000 |
| Allowance for loan losses | 555,000 | 551,000 | 553,000 | 578,000 |
| Securities available for sale | 16,715,000 | 19,827,000 | 22,311,000 | 24,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,656,000 | 51,495,000 | 49,991,000 | 53,160,000 |
| Interest-bearing deposits | 39,854,000 | 39,831,000 | 40,859,000 | 42,357,000 |
| Noninterest-bearing deposits | 8,802,000 | 11,664,000 | 9,132,000 | 10,803,000 |
| Equity capital | 9,124,000 | 9,341,000 | 9,411,000 | 9,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 913,000 | 1,325,000 | 1,732,000 |
| Interest expense | 127,000 | 224,000 | 297,000 | 359,000 |
| Net interest income | 352,000 | 689,000 | 1,028,000 | 1,373,000 |
| Noninterest income | 15,000 | 14,000 | 27,000 | 44,000 |
| Noninterest expense | 335,000 | 677,000 | 1,010,000 | 1,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 64,000 | 60,000 | 78,000 | 79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 60,000 | 78,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,178,000 | 9,177,000 | 9,197,000 | 9,125,000 |