Call reports 2019
GRANT COUNTY BANK — 2019
What GRANT COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,260,000 | 54,630,000 | 56,154,000 | 55,373,000 |
| Total loans | 20,108,000 | 19,305,000 | 19,737,000 | 19,714,000 |
| Allowance for loan losses | 525,000 | 544,000 | 521,000 | 591,000 |
| Securities available for sale | 23,617,000 | 22,555,000 | 21,445,000 | 20,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,312,000 | 45,362,000 | 46,655,000 | 46,059,000 |
| Interest-bearing deposits | 40,487,000 | 37,397,000 | 38,441,000 | 38,582,000 |
| Noninterest-bearing deposits | 7,825,000 | 7,965,000 | 8,214,000 | 7,477,000 |
| Equity capital | 8,721,000 | 9,024,000 | 9,166,000 | 9,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,018,000 | 1,516,000 | 2,029,000 |
| Interest expense | 135,000 | 276,000 | 420,000 | 553,000 |
| Net interest income | 373,000 | 742,000 | 1,096,000 | 1,476,000 |
| Noninterest income | 20,000 | 41,000 | 59,000 | 75,000 |
| Noninterest expense | 342,000 | 689,000 | 1,018,000 | 1,338,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 75,000 |
| Pretax income | 51,000 | 69,000 | 112,000 | 138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 69,000 | 112,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,143,000 | 9,163,000 | 9,208,000 | 9,112,000 |
| Total capital | 9,506,000 | 9,514,000 | 9,563,000 | 9,462,000 |
| Risk-weighted assets | 28,863,000 | 27,895,000 | 28,207,000 | 27,773,000 |