Call reports 2018
GRANT COUNTY BANK — 2018
What GRANT COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,673,000 | 60,764,000 | 59,087,000 | 59,500,000 |
| Total loans | 18,755,000 | 18,553,000 | 20,490,000 | 20,309,000 |
| Allowance for loan losses | 585,000 | 592,000 | 591,000 | 607,000 |
| Securities available for sale | 28,744,000 | 27,023,000 | 25,400,000 | 24,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,949,000 | 51,504,000 | 50,355,000 | 50,895,000 |
| Interest-bearing deposits | 47,839,000 | 44,733,000 | 42,121,000 | 44,267,000 |
| Noninterest-bearing deposits | 7,110,000 | 6,771,000 | 8,234,000 | 6,628,000 |
| Equity capital | 8,545,000 | 8,393,000 | 8,429,000 | 8,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 997,000 | 1,511,000 | 2,035,000 |
| Interest expense | 96,000 | 202,000 | 311,000 | 435,000 |
| Net interest income | 399,000 | 795,000 | 1,200,000 | 1,600,000 |
| Noninterest income | 30,000 | 55,000 | 75,000 | 95,000 |
| Noninterest expense | 314,000 | 671,000 | 980,000 | 1,299,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 320,000 |
| Pretax income | 115,000 | 29,000 | 145,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 29,000 | 145,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,191,000 | 9,106,000 | 9,225,000 | 9,089,000 |
| Total capital | 9,609,000 | 9,466,000 | 9,598,000 | 9,457,000 |
| Risk-weighted assets | 33,295,000 | 28,535,000 | 29,635,000 | 29,181,000 |