Call reports 2017
GRANT COUNTY BANK — 2017
What GRANT COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,299,000 | 68,351,000 | 64,900,000 | 66,671,000 |
| Total loans | 20,290,000 | 18,594,000 | 19,339,000 | 19,039,000 |
| Allowance for loan losses | 826,000 | 632,000 | 626,000 | 595,000 |
| Securities available for sale | 31,087,000 | 30,296,000 | 29,080,000 | 33,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,321,000 | 59,038,000 | 55,541,000 | 57,528,000 |
| Interest-bearing deposits | 48,466,000 | 50,874,000 | 47,955,000 | 49,797,000 |
| Noninterest-bearing deposits | 8,855,000 | 8,164,000 | 7,586,000 | 7,731,000 |
| Equity capital | 8,794,000 | 9,087,000 | 9,057,000 | 8,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 974,000 | 1,473,000 | 1,973,000 |
| Interest expense | 72,000 | 147,000 | 225,000 | 306,000 |
| Net interest income | 415,000 | 827,000 | 1,248,000 | 1,667,000 |
| Noninterest income | 24,000 | 47,000 | 72,000 | 100,000 |
| Noninterest expense | 355,000 | 690,000 | 1,042,000 | 1,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 84,000 | 184,000 | 278,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 184,000 | 278,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,137,000 | 9,240,000 | 9,236,000 | 9,073,000 |
| Total capital | 9,581,000 | 9,671,000 | 9,669,000 | 9,490,000 |
| Risk-weighted assets | 35,119,000 | 34,266,000 | 34,464,000 | 33,212,000 |