Call reports 2016
GRANT COUNTY BANK — 2016
What GRANT COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,705,000 | 71,898,000 | 68,851,000 | 69,445,000 |
| Total loans | 20,467,000 | 20,387,000 | 20,814,000 | 21,088,000 |
| Allowance for loan losses | 726,000 | 857,000 | 810,000 | 858,000 |
| Securities available for sale | 38,745,000 | 37,649,000 | 33,018,000 | 32,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,206,000 | 62,239,000 | 58,999,000 | 60,683,000 |
| Interest-bearing deposits | 54,765,000 | 53,614,000 | 51,451,000 | 52,843,000 |
| Noninterest-bearing deposits | 9,441,000 | 8,625,000 | 7,548,000 | 7,840,000 |
| Equity capital | 9,311,000 | 9,437,000 | 9,553,000 | 8,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,026,000 | 1,526,000 | 2,022,000 |
| Interest expense | 73,000 | 152,000 | 231,000 | 304,000 |
| Net interest income | 426,000 | 874,000 | 1,295,000 | 1,718,000 |
| Noninterest income | 25,000 | 53,000 | 83,000 | 111,000 |
| Noninterest expense | 355,000 | 731,000 | 1,075,000 | 1,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 148,000 | 248,000 | 459,000 | 371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 248,000 | 459,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,169,000 | 9,172,000 | 9,386,000 | 9,051,000 |
| Total capital | 9,648,000 | 9,649,000 | 9,849,000 | 9,508,000 |
| Risk-weighted assets | 38,058,000 | 37,793,000 | 36,699,000 | 36,132,000 |