Call reports 2015
GRANT COUNTY BANK — 2015
What GRANT COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,327,000 | 75,112,000 | 74,824,000 | 76,539,000 |
| Total loans | 21,940,000 | 22,154,000 | 22,153,000 | 20,354,000 |
| Allowance for loan losses | 1,028,000 | 984,000 | 984,000 | 812,000 |
| Securities available for sale | 41,066,000 | 39,534,000 | 37,632,000 | 39,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,816,000 | 65,714,000 | 65,166,000 | 67,300,000 |
| Interest-bearing deposits | 59,331,000 | 56,350,000 | 55,514,000 | 58,096,000 |
| Noninterest-bearing deposits | 10,485,000 | 9,364,000 | 9,652,000 | 9,204,000 |
| Equity capital | 9,318,000 | 9,152,000 | 9,344,000 | 9,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,075,000 | 1,627,000 | 2,157,000 |
| Interest expense | 74,000 | 148,000 | 222,000 | 295,000 |
| Net interest income | 443,000 | 927,000 | 1,405,000 | 1,862,000 |
| Noninterest income | 30,000 | 60,000 | 71,000 | 99,000 |
| Noninterest expense | 341,000 | 689,000 | 1,061,000 | 1,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 133,000 | 299,000 | 424,000 | 474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 299,000 | 424,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,128,000 | 9,144,000 | 9,269,000 | 9,020,000 |
| Total capital | 9,630,000 | 9,635,000 | 9,763,000 | 9,509,000 |
| Risk-weighted assets | 39,608,000 | 38,812,000 | 39,054,000 | 38,767,000 |