Call reports 2014
GRANT COUNTY BANK — 2014
What GRANT COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 78,560,000 | 78,598,000 | 79,191,000 | 80,748,000 |
| Total loans | 22,076,000 | 22,610,000 | 23,075,000 | 22,449,000 |
| Allowance for loan losses | 930,000 | 918,000 | 867,000 | 1,035,000 |
| Securities available for sale | 42,457,000 | 41,746,000 | 40,519,000 | 40,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,783,000 | 69,266,000 | 69,446,000 | 71,152,000 |
| Interest-bearing deposits | 58,374,000 | 59,609,000 | 59,445,000 | 60,943,000 |
| Noninterest-bearing deposits | 11,409,000 | 9,657,000 | 10,001,000 | 10,209,000 |
| Equity capital | 8,601,000 | 9,105,000 | 9,456,000 | 9,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,214,000 | 1,810,000 | 2,395,000 |
| Interest expense | 75,000 | 151,000 | 227,000 | 302,000 |
| Net interest income | 534,000 | 1,063,000 | 1,583,000 | 2,093,000 |
| Noninterest income | 37,000 | 77,000 | 139,000 | 171,000 |
| Noninterest expense | 338,000 | 691,000 | 1,056,000 | 1,431,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 230,000 |
| Pretax income | 237,000 | 464,000 | 712,000 | 835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 464,000 | 712,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,218,000 | 9,244,000 | 9,472,000 | 8,995,000 |
| Total capital | 9,709,000 | 9,741,000 | 9,967,000 | 9,475,000 |
| Risk-weighted assets | 38,827,000 | 39,370,000 | 39,192,000 | 37,811,000 |