Call reports 2012
GRANT COUNTY BANK — 2012
What GRANT COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,058,000 | 81,946,000 | 79,606,000 | 84,131,000 |
| Total loans | 24,674,000 | 22,856,000 | 22,860,000 | 23,577,000 |
| Allowance for loan losses | 952,000 | 923,000 | 928,000 | 930,000 |
| Securities available for sale | 39,251,000 | 38,316,000 | 40,720,000 | 41,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,840,000 | 71,760,000 | 68,172,000 | 74,446,000 |
| Interest-bearing deposits | 59,231,000 | 60,857,000 | 56,877,000 | 63,190,000 |
| Noninterest-bearing deposits | 9,610,000 | 10,903,000 | 11,296,000 | 11,256,000 |
| Equity capital | 9,799,000 | 9,721,000 | 10,146,000 | 9,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,295,000 | 1,878,000 | 2,410,000 |
| Interest expense | 113,000 | 216,000 | 317,000 | 414,000 |
| Net interest income | 587,000 | 1,079,000 | 1,561,000 | 1,996,000 |
| Noninterest income | 41,000 | 82,000 | 66,000 | 86,000 |
| Noninterest expense | 370,000 | 738,000 | 1,126,000 | 1,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 85,000 |
| Pretax income | 606,000 | 895,000 | 992,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 606,000 | 895,000 | 992,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,576,000 | 9,540,000 | 9,637,000 | 8,977,000 |
| Total capital | 10,059,000 | 10,030,000 | 10,124,000 | 9,489,000 |
| Risk-weighted assets | 38,195,000 | 38,736,000 | 38,530,000 | 40,581,000 |