Call reports 2011
GRANT COUNTY BANK — 2011
What GRANT COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,749,000 | 74,828,000 | 74,464,000 | 78,625,000 |
| Total loans | 27,610,000 | 27,219,000 | 28,950,000 | 28,013,000 |
| Allowance for loan losses | 989,000 | 794,000 | 910,000 | 1,008,000 |
| Securities available for sale | 35,404,000 | 35,305,000 | 39,178,000 | 36,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,844,000 | 64,760,000 | 63,781,000 | 68,736,000 |
| Interest-bearing deposits | 56,399,000 | 55,389,000 | 55,263,000 | 59,270,000 |
| Noninterest-bearing deposits | 7,445,000 | 9,371,000 | 8,518,000 | 9,466,000 |
| Equity capital | 9,377,000 | 9,538,000 | 10,127,000 | 9,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,526,000 | 2,347,000 | 3,103,000 |
| Interest expense | 270,000 | 493,000 | 647,000 | 788,000 |
| Net interest income | 486,000 | 1,033,000 | 1,700,000 | 2,315,000 |
| Noninterest income | 82,000 | 119,000 | 157,000 | 190,000 |
| Noninterest expense | 354,000 | 720,000 | 1,066,000 | 1,432,000 |
| Provision for loan losses | 0 | 100,000 | 250,000 | 450,000 |
| Pretax income | 214,000 | 529,000 | 761,000 | 1,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 529,000 | 761,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,169,000 | 9,234,000 | 9,466,000 | 8,970,000 |
| Total capital | 9,675,000 | 9,750,000 | 10,002,000 | 9,504,000 |
| Risk-weighted assets | 40,023,000 | 40,965,000 | 42,482,000 | 42,242,000 |