Call reports 2010
GRANT COUNTY BANK — 2010
What GRANT COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,935,000 | 68,226,000 | 70,053,000 | 75,322,000 |
| Total loans | 28,657,000 | 28,663,000 | 28,297,000 | 27,817,000 |
| Allowance for loan losses | 898,000 | 851,000 | 787,000 | 1,048,000 |
| Securities available for sale | 31,235,000 | 31,385,000 | 30,120,000 | 32,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,385,000 | 52,590,000 | 53,945,000 | 60,217,000 |
| Interest-bearing deposits | 49,914,000 | 48,244,000 | 48,821,000 | 53,793,000 |
| Noninterest-bearing deposits | 4,471,000 | 4,346,000 | 5,124,000 | 6,424,000 |
| Equity capital | 9,503,000 | 9,564,000 | 9,989,000 | 9,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,626,000 | 2,420,000 | 3,188,000 |
| Interest expense | 298,000 | 593,000 | 877,000 | 1,154,000 |
| Net interest income | 538,000 | 1,033,000 | 1,543,000 | 2,034,000 |
| Noninterest income | 22,000 | 57,000 | 81,000 | 110,000 |
| Noninterest expense | 344,000 | 737,000 | 1,079,000 | 1,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 457,000 |
| Pretax income | 207,000 | 458,000 | 730,000 | 460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 458,000 | 730,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,152,000 | 9,153,000 | 9,425,000 | 8,955,000 |
| Total capital | 9,648,000 | 9,652,000 | 9,918,000 | 9,457,000 |
| Risk-weighted assets | 39,293,000 | 39,603,000 | 39,173,000 | 39,580,000 |