Call reports 2009
GRANT COUNTY BANK — 2009
What GRANT COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,450,000 | 66,168,000 | 66,909,000 | 69,441,000 |
| Total loans | 28,147,000 | 28,544,000 | 28,577,000 | 28,243,000 |
| Allowance for loan losses | 633,000 | 664,000 | 770,000 | 1,048,000 |
| Securities available for sale | 32,816,000 | 29,860,000 | 31,336,000 | 30,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,101,000 | 50,663,000 | 51,246,000 | 54,478,000 |
| Interest-bearing deposits | 45,889,000 | 46,687,000 | 46,484,000 | 49,258,000 |
| Noninterest-bearing deposits | 4,212,000 | 3,976,000 | 4,762,000 | 5,220,000 |
| Equity capital | 8,977,000 | 9,121,000 | 9,517,000 | 8,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,828,000 | 2,692,000 | 3,549,000 |
| Interest expense | 349,000 | 654,000 | 968,000 | 1,275,000 |
| Net interest income | 581,000 | 1,174,000 | 1,724,000 | 2,274,000 |
| Noninterest income | 36,000 | 63,000 | 91,000 | 119,000 |
| Noninterest expense | 337,000 | 662,000 | 1,022,000 | 1,387,000 |
| Provision for loan losses | 30,000 | 80,000 | 190,000 | 470,000 |
| Pretax income | 262,000 | 542,000 | 729,000 | 753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 262,000 | 542,000 | 729,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,203,000 | 9,234,000 | 9,420,000 | 8,945,000 |
| Total capital | 9,677,000 | 9,716,000 | 9,905,000 | 9,435,000 |
| Risk-weighted assets | 37,781,000 | 38,369,000 | 38,527,000 | 38,672,000 |