Call reports 2007
GRANT COUNTY BANK — 2007
What GRANT COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,966,000 | 57,787,000 | 62,653,000 | 63,042,000 |
| Total loans | 18,591,000 | 18,823,000 | 20,129,000 | 22,646,000 |
| Allowance for loan losses | 412,000 | 417,000 | 411,000 | 536,000 |
| Securities available for sale | 33,591,000 | 32,691,000 | 34,202,000 | 33,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,540,000 | 38,493,000 | 46,779,000 | 50,597,000 |
| Interest-bearing deposits | 32,385,000 | 34,784,000 | 42,644,000 | 46,882,000 |
| Noninterest-bearing deposits | 3,155,000 | 3,709,000 | 4,135,000 | 3,715,000 |
| Equity capital | 8,283,000 | 7,440,000 | 8,141,000 | 8,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,666,000 | 2,553,000 | 3,495,000 |
| Interest expense | 460,000 | 937,000 | 1,482,000 | 2,071,000 |
| Net interest income | 365,000 | 729,000 | 1,071,000 | 1,424,000 |
| Noninterest income | 24,000 | 72,000 | 104,000 | 125,000 |
| Noninterest expense | 295,000 | 630,000 | 953,000 | 1,234,000 |
| Provision for loan losses | 0 | 0 | 0 | -305,000 |
| Pretax income | 114,000 | 191,000 | 242,000 | 663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 191,000 | 242,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,009,000 | 8,913,000 | 9,014,000 | 8,935,000 |
| Total capital | 9,367,000 | 9,278,000 | 9,411,000 | 9,353,000 |
| Risk-weighted assets | 28,625,000 | 29,150,000 | 31,719,000 | 33,360,000 |