Call reports 2006
GRANT COUNTY BANK — 2006
What GRANT COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,619,000 | 57,551,000 | 56,204,000 | 57,483,000 |
| Total loans | 15,723,000 | 15,994,000 | 15,944,000 | 17,951,000 |
| Allowance for loan losses | 454,000 | 452,000 | 451,000 | 432,000 |
| Securities available for sale | 38,302,000 | 36,535,000 | 35,775,000 | 34,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,439,000 | 36,222,000 | 35,607,000 | 37,598,000 |
| Interest-bearing deposits | 36,027,000 | 32,962,000 | 32,561,000 | 34,418,000 |
| Noninterest-bearing deposits | 3,412,000 | 3,260,000 | 3,046,000 | 3,180,000 |
| Equity capital | 7,869,000 | 7,025,000 | 7,844,000 | 8,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,634,000 | 2,424,000 | 3,233,000 |
| Interest expense | 380,000 | 794,000 | 1,225,000 | 1,664,000 |
| Net interest income | 436,000 | 840,000 | 1,199,000 | 1,569,000 |
| Noninterest income | 44,000 | 73,000 | 97,000 | 128,000 |
| Noninterest expense | 289,000 | 583,000 | 862,000 | 1,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 335,000 | 414,000 | 518,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 335,000 | 414,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,087,000 | 8,909,000 | 8,985,000 | 8,904,000 |
| Total capital | 9,438,000 | 9,256,000 | 9,322,000 | 9,261,000 |
| Risk-weighted assets | 27,913,000 | 27,641,000 | 26,826,000 | 28,503,000 |