Call reports 2005
GRANT COUNTY BANK — 2005
What GRANT COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,033,000 | 62,750,000 | 60,730,000 | 59,951,000 |
| Total loans | 14,576,000 | 14,669,000 | 14,693,000 | 15,966,000 |
| Allowance for loan losses | 452,000 | 432,000 | 411,000 | 449,000 |
| Securities available for sale | 41,344,000 | 39,640,000 | 39,255,000 | 37,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,721,000 | 45,021,000 | 44,480,000 | 40,610,000 |
| Interest-bearing deposits | 42,946,000 | 41,729,000 | 41,315,000 | 37,751,000 |
| Noninterest-bearing deposits | 2,775,000 | 3,292,000 | 3,165,000 | 2,859,000 |
| Equity capital | 8,348,000 | 8,753,000 | 8,730,000 | 7,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,572,000 | 2,346,000 | 3,129,000 |
| Interest expense | 305,000 | 621,000 | 949,000 | 1,280,000 |
| Net interest income | 474,000 | 951,000 | 1,397,000 | 1,849,000 |
| Noninterest income | 28,000 | 55,000 | 87,000 | 125,000 |
| Noninterest expense | 302,000 | 594,000 | 884,000 | 1,201,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 200,000 | 416,000 | 689,000 | 821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 416,000 | 689,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,074,000 | 8,988,000 | 9,260,000 | 8,894,000 |
| Total capital | 9,418,000 | 9,330,000 | 9,601,000 | 9,246,000 |
| Risk-weighted assets | 27,415,000 | 27,297,000 | 27,221,000 | 27,993,000 |