Call reports 2004
GRANT COUNTY BANK — 2004
What GRANT COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 62,580,000 | 60,475,000 | 61,580,000 | 62,830,000 |
| Total loans | 14,419,000 | 14,670,000 | 14,090,000 | 14,961,000 |
| Allowance for loan losses | 431,000 | 394,000 | 457,000 | 459,000 |
| Securities available for sale | 43,067,000 | 40,089,000 | 42,435,000 | 41,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,406,000 | 43,782,000 | 43,431,000 | 45,164,000 |
| Interest-bearing deposits | 41,472,000 | 40,678,000 | 40,497,000 | 42,337,000 |
| Noninterest-bearing deposits | 2,934,000 | 3,104,000 | 2,934,000 | 2,827,000 |
| Equity capital | 9,221,000 | 7,728,000 | 9,164,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,511,000 | 2,269,000 | 3,037,000 |
| Interest expense | 303,000 | 603,000 | 905,000 | 1,209,000 |
| Net interest income | 465,000 | 908,000 | 1,364,000 | 1,828,000 |
| Noninterest income | 27,000 | 46,000 | 72,000 | 94,000 |
| Noninterest expense | 284,000 | 572,000 | 863,000 | 1,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 210,000 | 385,000 | 576,000 | 663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 385,000 | 576,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,059,000 | 8,941,000 | 9,136,000 | 8,874,000 |
| Total capital | 9,398,000 | 9,280,000 | 9,471,000 | 9,219,000 |
| Risk-weighted assets | 27,064,000 | 27,070,000 | 26,646,000 | 27,501,000 |