Call reports 2003
GRANT COUNTY BANK — 2003
What GRANT COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,684,000 | 62,376,000 | 61,170,000 | 61,424,000 |
| Total loans | 14,811,000 | 14,973,000 | 14,026,000 | 14,780,000 |
| Allowance for loan losses | 528,000 | 633,000 | 562,000 | 421,000 |
| Securities available for sale | 39,688,000 | 42,443,000 | 40,589,000 | 41,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,112,000 | 43,560,000 | 43,131,000 | 43,805,000 |
| Interest-bearing deposits | 40,742,000 | 40,652,000 | 40,425,000 | 41,034,000 |
| Noninterest-bearing deposits | 2,370,000 | 2,908,000 | 2,706,000 | 2,771,000 |
| Equity capital | 9,282,000 | 9,467,000 | 8,703,000 | 8,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,499,000 | 2,232,000 | 2,952,000 |
| Interest expense | 303,000 | 619,000 | 938,000 | 1,250,000 |
| Net interest income | 438,000 | 880,000 | 1,294,000 | 1,702,000 |
| Noninterest income | 44,000 | 67,000 | 93,000 | 112,000 |
| Noninterest expense | 292,000 | 576,000 | 866,000 | 1,222,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 208,000 | 493,000 | 636,000 | 748,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 493,000 | 636,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,020,000 | 8,964,000 | 9,114,000 | 8,842,000 |
| Total capital | 9,399,000 | 9,323,000 | 9,462,000 | 9,180,000 |
| Risk-weighted assets | 30,142,000 | 28,442,000 | 27,596,000 | 26,928,000 |