Call reports 2002
GRANT COUNTY BANK — 2002
What GRANT COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,527,000 | 54,365,000 | 56,861,000 | 56,495,000 |
| Total loans | 15,300,000 | 14,705,000 | 14,461,000 | 15,143,000 |
| Allowance for loan losses | 611,000 | 597,000 | 555,000 | 532,000 |
| Securities available for sale | 36,383,000 | 35,540,000 | 37,510,000 | 36,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,169,000 | 43,325,000 | 43,398,000 | 43,808,000 |
| Interest-bearing deposits | 40,764,000 | 40,221,000 | 41,286,000 | 39,550,000 |
| Noninterest-bearing deposits | 2,405,000 | 3,104,000 | 2,112,000 | 4,258,000 |
| Equity capital | 8,787,000 | 9,627,000 | 10,075,000 | 9,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,667,000 | 2,490,000 | 3,310,000 |
| Interest expense | 390,000 | 748,000 | 1,074,000 | 1,388,000 |
| Net interest income | 416,000 | 919,000 | 1,416,000 | 1,922,000 |
| Noninterest income | 21,000 | 46,000 | 71,000 | 103,000 |
| Noninterest expense | 302,000 | 602,000 | 910,000 | 1,206,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 396,000 | 534,000 | 836,000 |
| Income tax | 137,000 | 139,000 | 143,000 | 142,000 |
| Net income | -5,000 | 257,000 | 391,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,201,000 | 9,515,000 | 9,658,000 | 8,806,000 |
| Total capital | 9,639,000 | 9,918,000 | 10,045,000 | 9,189,000 |
| Risk-weighted assets | 34,838,000 | 32,015,000 | 30,817,000 | 30,629,000 |