Call reports 2001
GRANT COUNTY BANK — 2001
What GRANT COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,949,000 | 53,763,000 | 51,840,000 | 53,242,000 |
| Total loans | 15,802,000 | 15,297,000 | 14,553,000 | 15,240,000 |
| Allowance for loan losses | 668,000 | 616,000 | 664,000 | 638,000 |
| Securities available for sale | 33,728,000 | 33,863,000 | 33,030,000 | 33,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,204,000 | 44,012,000 | 41,647,000 | 42,492,000 |
| Interest-bearing deposits | 41,946,000 | 41,821,000 | 39,410,000 | 40,284,000 |
| Noninterest-bearing deposits | 2,258,000 | 2,191,000 | 2,237,000 | 2,208,000 |
| Equity capital | 9,225,000 | 9,224,000 | 9,591,000 | 9,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,903,000 | 2,833,000 | 3,722,000 |
| Interest expense | 582,000 | 1,150,000 | 1,668,000 | 2,109,000 |
| Net interest income | 374,000 | 753,000 | 1,165,000 | 1,613,000 |
| Noninterest income | 24,000 | 51,000 | 67,000 | 97,000 |
| Noninterest expense | 269,000 | 581,000 | 862,000 | 1,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 131,000 | 223,000 | 487,000 | 533,000 |
| Income tax | 23,000 | 48,000 | 113,000 | 117,000 |
| Net income | 108,000 | 175,000 | 374,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,065,000 | 9,117,000 | 9,411,000 | 9,014,000 |
| Total capital | 9,585,000 | 9,641,000 | 9,906,000 | 9,462,000 |
| Risk-weighted assets | 41,423,000 | 41,799,000 | 39,433,000 | 35,687,000 |