Call reports 2001
VALENCIA BANK & TRUST — 2001
What VALENCIA BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 228,223,000 | 225,904,000 | 246,200,000 | 249,586,000 |
| Total loans | 141,016,000 | 147,111,000 | 152,174,000 | 154,599,000 |
| Allowance for loan losses | 1,984,000 | 2,046,000 | 2,099,000 | 2,149,000 |
| Securities available for sale | 4,636,000 | 1,984,000 | 1,485,000 | 1,231,000 |
| Securities held to maturity | 34,438,000 | 28,497,000 | 28,422,000 | 47,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,592,000 | 201,924,000 | 222,228,000 | 214,772,000 |
| Interest-bearing deposits | 140,173,000 | 133,245,000 | 147,423,000 | 143,103,000 |
| Noninterest-bearing deposits | 64,419,000 | 68,679,000 | 74,805,000 | 71,669,000 |
| Equity capital | 17,540,000 | 17,473,000 | 17,973,000 | 18,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,832,000 | 7,555,000 | 11,301,000 | 14,846,000 |
| Interest expense | 1,524,000 | 2,861,000 | 4,127,000 | 5,070,000 |
| Net interest income | 2,308,000 | 4,694,000 | 7,174,000 | 9,776,000 |
| Noninterest income | 633,000 | 1,380,000 | 2,167,000 | 2,969,000 |
| Noninterest expense | 1,792,000 | 3,630,000 | 5,488,000 | 7,421,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,029,000 | 2,204,000 | 3,493,000 | 4,844,000 |
| Income tax | 427,000 | 915,000 | 1,450,000 | 2,010,000 |
| Net income | 602,000 | 1,289,000 | 2,043,000 | 2,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,514,000 | 17,449,000 | 17,952,000 | 18,805,000 |
| Total capital | 19,498,000 | 19,495,000 | 20,051,000 | 20,954,000 |
| Risk-weighted assets | 166,043,000 | 175,588,000 | 181,286,000 | 187,756,000 |