Call reports 2025
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2025
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 323,498,000 | 315,907,000 | 342,319,000 | 346,592,000 |
| Total loans | 266,022,000 | 264,981,000 | 284,557,000 | 295,187,000 |
| Allowance for loan losses | 2,521,000 | 2,471,000 | 2,477,000 | 2,699,000 |
| Securities available for sale | 23,112,000 | 26,141,000 | 26,660,000 | 27,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,505,000 | 274,724,000 | 297,162,000 | 299,245,000 |
| Interest-bearing deposits | 247,093,000 | 235,457,000 | 261,567,000 | 254,660,000 |
| Noninterest-bearing deposits | 39,412,000 | 39,267,000 | 35,595,000 | 44,585,000 |
| Equity capital | 27,898,000 | 28,229,000 | 28,979,000 | 29,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,058,000 | 10,309,000 | 15,813,000 | 21,527,000 |
| Interest expense | 2,148,000 | 4,238,000 | 6,328,000 | 8,612,000 |
| Net interest income | 2,910,000 | 6,071,000 | 9,485,000 | 12,915,000 |
| Noninterest income | 236,000 | 479,000 | 728,000 | 989,000 |
| Noninterest expense | 2,685,000 | 5,370,000 | 8,065,000 | 10,711,000 |
| Provision for loan losses | 0 | 47,000 | 221,000 | 548,000 |
| Pretax income | 461,000 | 1,133,000 | 1,904,000 | 2,610,000 |
| Income tax | 99,000 | 253,000 | 432,000 | 600,000 |
| Net income | 362,000 | 880,000 | 1,472,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,765,000 | 28,230,000 | 28,733,000 | 28,954,000 |
| Total capital | 30,411,000 | 30,826,000 | 31,358,000 | 31,812,000 |
| Risk-weighted assets | 258,769,000 | 246,949,000 | 262,724,000 | 281,736,000 |