Call reports 2023
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2023
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 282,898,000 | 285,352,000 | 289,725,000 | 295,870,000 |
| Total loans | 241,116,000 | 244,368,000 | 253,014,000 | 258,001,000 |
| Allowance for loan losses | 2,986,000 | 2,956,000 | 2,810,000 | 2,795,000 |
| Securities available for sale | 13,424,000 | 13,259,000 | 12,712,000 | 13,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,305,000 | 258,299,000 | 259,050,000 | 264,486,000 |
| Interest-bearing deposits | 221,321,000 | 223,668,000 | 221,407,000 | 229,076,000 |
| Noninterest-bearing deposits | 34,983,000 | 34,631,000 | 37,643,000 | 35,410,000 |
| Equity capital | 22,735,000 | 23,085,000 | 24,957,000 | 25,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 8,002,000 | 12,406,000 | 17,035,000 |
| Interest expense | 1,270,000 | 2,868,000 | 4,563,000 | 6,437,000 |
| Net interest income | 2,531,000 | 5,134,000 | 7,843,000 | 10,598,000 |
| Noninterest income | 242,000 | 486,000 | 3,211,000 | 3,892,000 |
| Noninterest expense | 2,213,000 | 4,488,000 | 6,984,000 | 10,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 560,000 | 1,132,000 | 4,070,000 | 4,467,000 |
| Income tax | 151,000 | 304,000 | 1,082,000 | 1,189,000 |
| Net income | 409,000 | 828,000 | 2,988,000 | 3,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,501,000 | 22,921,000 | 25,081,000 | 24,874,000 |
| Total capital | 25,291,000 | 25,775,000 | 27,891,000 | 27,794,000 |
| Risk-weighted assets | 222,966,000 | 228,235,000 | 232,778,000 | 242,384,000 |