Call reports 2020
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2020
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 160,603,000 | 174,034,000 | 179,157,000 | 175,054,000 |
| Total loans | 134,086,000 | 148,261,000 | 151,465,000 | 143,538,000 |
| Allowance for loan losses | 1,615,000 | 1,598,000 | 1,586,000 | 2,077,000 |
| Securities available for sale | 13,071,000 | 12,269,000 | 11,223,000 | 10,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,857,000 | 150,930,000 | 155,741,000 | 152,698,000 |
| Interest-bearing deposits | 115,443,000 | 119,471,000 | 124,191,000 | 122,864,000 |
| Noninterest-bearing deposits | 23,414,000 | 31,459,000 | 31,550,000 | 29,834,000 |
| Equity capital | 15,961,000 | 17,002,000 | 17,439,000 | 16,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,132,000 | 6,247,000 | 8,323,000 |
| Interest expense | 499,000 | 951,000 | 1,342,000 | 1,682,000 |
| Net interest income | 1,560,000 | 3,181,000 | 4,905,000 | 6,641,000 |
| Noninterest income | 170,000 | 960,000 | 1,145,000 | 1,324,000 |
| Noninterest expense | 1,241,000 | 2,502,000 | 3,755,000 | 5,294,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 582,000 | 1,732,000 | 2,388,000 | 2,264,000 |
| Income tax | 138,000 | 425,000 | 589,000 | 676,000 |
| Net income | 444,000 | 1,307,000 | 1,799,000 | 1,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,752,000 | 16,615,000 | 17,107,000 | 16,561,000 |
| Total capital | 17,306,000 | 18,178,000 | 18,693,000 | 18,248,000 |
| Risk-weighted assets | 124,231,000 | 124,985,000 | 140,833,000 | 134,590,000 |