Call reports 2019
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2019
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 161,653,000 | 157,703,000 | 163,929,000 | 162,610,000 |
| Total loans | 120,727,000 | 120,696,000 | 129,152,000 | 129,617,000 |
| Allowance for loan losses | 1,527,000 | 1,527,000 | 1,460,000 | 1,614,000 |
| Securities available for sale | 21,368,000 | 23,268,000 | 21,253,000 | 19,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,487,000 | 134,326,000 | 140,759,000 | 141,112,000 |
| Interest-bearing deposits | 114,663,000 | 111,319,000 | 117,276,000 | 117,581,000 |
| Noninterest-bearing deposits | 22,824,000 | 23,007,000 | 23,483,000 | 23,531,000 |
| Equity capital | 14,901,000 | 15,377,000 | 15,778,000 | 15,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,999,000 | 3,979,000 | 6,039,000 | 8,108,000 |
| Interest expense | 492,000 | 1,014,000 | 1,553,000 | 2,113,000 |
| Net interest income | 1,507,000 | 2,965,000 | 4,486,000 | 5,995,000 |
| Noninterest income | 159,000 | 338,000 | 516,000 | 694,000 |
| Noninterest expense | 1,223,000 | 2,394,000 | 3,559,000 | 4,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 212,000 |
| Pretax income | 443,000 | 908,000 | 1,455,000 | 1,710,000 |
| Income tax | 107,000 | 232,000 | 379,000 | 377,000 |
| Net income | 336,000 | 676,000 | 1,076,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,646,000 | 14,986,000 | 15,386,000 | 15,309,000 |
| Total capital | 16,106,000 | 16,421,000 | 16,846,000 | 16,827,000 |
| Risk-weighted assets | 116,780,000 | 114,729,000 | 120,998,000 | 121,374,000 |