Call reports 2016
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2016
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,001,000 | 133,374,000 | 133,579,000 | 135,740,000 |
| Total loans | 101,908,000 | 105,306,000 | 107,257,000 | 110,400,000 |
| Allowance for loan losses | 1,219,000 | 1,217,000 | 1,186,000 | 1,326,000 |
| Securities available for sale | 15,699,000 | 15,748,000 | 15,463,000 | 15,095,000 |
| Securities held to maturity | 9,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,058,000 | 114,259,000 | 114,233,000 | 115,755,000 |
| Interest-bearing deposits | 92,379,000 | 97,108,000 | 95,849,000 | 98,035,000 |
| Noninterest-bearing deposits | 16,679,000 | 17,151,000 | 18,384,000 | 17,720,000 |
| Equity capital | 12,196,000 | 12,665,000 | 12,970,000 | 12,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,994,000 | 4,587,000 | 6,161,000 |
| Interest expense | 193,000 | 397,000 | 612,000 | 813,000 |
| Net interest income | 1,277,000 | 2,597,000 | 3,975,000 | 5,348,000 |
| Noninterest income | 147,000 | 300,000 | 457,000 | 585,000 |
| Noninterest expense | 905,000 | 1,828,000 | 2,758,000 | 3,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 519,000 | 1,069,000 | 1,674,000 | 1,952,000 |
| Income tax | 151,000 | 319,000 | 509,000 | 588,000 |
| Net income | 368,000 | 750,000 | 1,165,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,626,000 | 12,008,000 | 12,423,000 | 12,288,000 |
| Total capital | 12,822,000 | 13,225,000 | 13,609,000 | 13,590,000 |
| Risk-weighted assets | 95,639,000 | 100,572,000 | 102,705,000 | 104,029,000 |