Call reports 2015
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2015
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,409,000 | 123,476,000 | 124,064,000 | 126,950,000 |
| Total loans | 90,695,000 | 95,078,000 | 95,874,000 | 97,618,000 |
| Allowance for loan losses | 1,257,000 | 1,094,000 | 1,063,000 | 1,266,000 |
| Securities available for sale | 22,202,000 | 19,290,000 | 18,013,000 | 17,331,000 |
| Securities held to maturity | 11,000 | 11,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,317,000 | 104,335,000 | 104,378,000 | 107,402,000 |
| Interest-bearing deposits | 89,499,000 | 88,104,000 | 89,403,000 | 91,515,000 |
| Noninterest-bearing deposits | 15,818,000 | 16,231,000 | 14,975,000 | 15,887,000 |
| Equity capital | 11,371,000 | 11,567,000 | 12,015,000 | 11,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,368,000 | 2,785,000 | 4,239,000 | 5,685,000 |
| Interest expense | 164,000 | 336,000 | 519,000 | 714,000 |
| Net interest income | 1,204,000 | 2,449,000 | 3,720,000 | 4,971,000 |
| Noninterest income | 131,000 | 284,000 | 440,000 | 727,000 |
| Noninterest expense | 831,000 | 1,669,000 | 2,524,000 | 3,640,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 280,000 |
| Pretax income | 474,000 | 1,168,000 | 1,782,000 | 1,954,000 |
| Income tax | 119,000 | 326,000 | 504,000 | 528,000 |
| Net income | 355,000 | 842,000 | 1,278,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,521,000 | 11,008,000 | 11,443,000 | 11,258,000 |
| Total capital | 11,549,000 | 12,102,000 | 12,506,000 | 12,426,000 |
| Risk-weighted assets | 82,158,000 | 88,169,000 | 89,325,000 | 93,370,000 |