Call reports 2014
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2014
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 110,139,000 | 113,792,000 | 118,746,000 | 119,732,000 |
| Total loans | 81,145,000 | 83,934,000 | 84,686,000 | 89,660,000 |
| Allowance for loan losses | 1,113,000 | 980,000 | 816,000 | 1,232,000 |
| Securities available for sale | 21,501,000 | 21,510,000 | 21,466,000 | 22,359,000 |
| Securities held to maturity | 13,000 | 13,000 | 12,000 | 12,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,493,000 | 98,101,000 | 101,911,000 | 100,156,000 |
| Interest-bearing deposits | 82,205,000 | 84,838,000 | 87,995,000 | 84,418,000 |
| Noninterest-bearing deposits | 13,288,000 | 13,264,000 | 13,916,000 | 15,738,000 |
| Equity capital | 10,455,000 | 10,902,000 | 11,349,000 | 11,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,553,000 | 3,890,000 | 5,258,000 |
| Interest expense | 154,000 | 317,000 | 488,000 | 656,000 |
| Net interest income | 1,075,000 | 2,236,000 | 3,402,000 | 4,602,000 |
| Noninterest income | 114,000 | 239,000 | 385,000 | 544,000 |
| Noninterest expense | 782,000 | 1,595,000 | 2,396,000 | 3,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 700,000 |
| Pretax income | 407,000 | 880,000 | 1,391,000 | 1,142,000 |
| Income tax | 106,000 | 236,000 | 378,000 | 187,000 |
| Net income | 301,000 | 644,000 | 1,013,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,846,000 | 10,189,000 | 10,558,000 | 10,166,000 |
| Total capital | 10,764,000 | 11,140,000 | 11,374,000 | 11,188,000 |
| Risk-weighted assets | 73,244,000 | 76,034,000 | 78,889,000 | 81,576,000 |