Call reports 2013
COMMUNITY BANK, LEXINGTON, TENNESSEE — 2013
What COMMUNITY BANK, LEXINGTON, TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 103,631,000 | 101,800,000 | 106,296,000 | 103,828,000 |
| Total loans | 73,294,000 | 73,481,000 | 77,139,000 | 78,176,000 |
| Allowance for loan losses | 781,000 | 771,000 | 920,000 | 1,131,000 |
| Securities available for sale | 22,411,000 | 21,410,000 | 20,415,000 | 19,786,000 |
| Securities held to maturity | 15,000 | 14,000 | 14,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,986,000 | 86,744,000 | 92,135,000 | 90,094,000 |
| Interest-bearing deposits | 77,181,000 | 76,284,000 | 80,515,000 | 79,004,000 |
| Noninterest-bearing deposits | 11,805,000 | 10,461,000 | 11,619,000 | 11,090,000 |
| Equity capital | 10,240,000 | 10,173,000 | 10,312,000 | 9,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,515,000 | 3,809,000 | 5,085,000 |
| Interest expense | 171,000 | 337,000 | 501,000 | 662,000 |
| Net interest income | 1,092,000 | 2,178,000 | 3,308,000 | 4,423,000 |
| Noninterest income | 128,000 | 260,000 | 392,000 | 519,000 |
| Noninterest expense | 762,000 | 1,530,000 | 2,386,000 | 3,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 458,000 | 908,000 | 1,314,000 | 1,188,000 |
| Income tax | 121,000 | 239,000 | 342,000 | 229,000 |
| Net income | 337,000 | 669,000 | 972,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,258,000 | 9,589,000 | 9,892,000 | 9,545,000 |
| Total capital | 10,039,000 | 10,360,000 | 10,780,000 | 10,424,000 |
| Risk-weighted assets | 69,080,000 | 69,337,000 | 70,983,000 | 70,046,000 |